> For the complete documentation index, see [llms.txt](https://tordess.gitbook.io/tordess-white-paper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tordess.gitbook.io/tordess-white-paper/problem.md).

# Problem

The majority of retail crypto traders are under-funded in capital.

The average crypto trader has $1,000-5,000 in their trading account. To earn a full-time income from trading, they need to generate a 20-100% return on that capital every single month.

This is unsustainable on a monthly basis.

This means traders are generally forced to over-leverage, which puts them at high risk of getting liquidated.